Chapter 7 Bankruptcy Attorneys Across the United States
Liquidation bankruptcy that eliminates most unsecured debts within 3–6 months. Find a verified Chapter 7 attorney near you — free consultations available.
What Is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy — often called liquidation bankruptcy or straight bankruptcy — is a federal legal process that allows individuals and businesses to discharge most unsecured debts, including credit cards, medical bills, and personal loans. A court-appointed trustee reviews your assets, and any non-exempt property may be sold to repay creditors. Most Chapter 7 cases are "no-asset" cases, meaning filers keep all of their belongings. The entire process typically completes in 3 to 6 months.
Who Qualifies for Chapter 7?
- Individuals whose income falls below their state's median income level
- People who pass the Chapter 7 means test (income minus allowed expenses)
- Those who have not filed Chapter 7 in the past 8 years
- Individuals with primarily unsecured debt (credit cards, medical bills, personal loans)
- Small business owners seeking to close and discharge business debts
Chapter 7 — Key Facts
- Average Case Duration
- 3–6 months
- Court Filing Fee
- $338
- Typical Attorney Fee
- $1,000–$3,500
- Credit Report Impact
- 10 years
- Means Test Required
- Yes
- Asset Liquidation
- Possible (exempt assets protected)
Ready to speak with a Chapter 7 attorney?
The Chapter 7 Process — Step by Step
Credit Counseling
Complete a required credit counseling course from an approved provider within 180 days before filing.
File the Petition
Your attorney files a bankruptcy petition, schedules of assets and liabilities, and a statement of financial affairs with the federal bankruptcy court.
Automatic Stay
Immediately upon filing, an automatic stay halts all collection calls, wage garnishments, lawsuits, and foreclosure proceedings.
341 Meeting of Creditors
Attend a brief meeting (usually 5–10 minutes) with the bankruptcy trustee. Creditors may attend but rarely do.
Discharge
Approximately 60–90 days after the 341 meeting, the court issues a discharge order eliminating your qualifying debts.
Chapter 7 Bankruptcy Attorneys — Nationwide
6,694 attorneys foundCharles O. Zebley, Jr.
Charles O. Zebley, Jr.
Charles O. Zebley, Jr. at Charles O. Zebley, Jr. has handled 1 federal bankruptcy case in federal court.
Daniel S. Morgan
Law Office of Daniel S. Morgan
Primary practice area: Bankruptcy & Debt. Avvo Rating: 7.2/10 (Very Good). 30 years of experience. Bar admissions: Montana (1995). Awards: BV Rated - 2016.
Stuart M Nachbar
Law Office of Stuart M Nachbar
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 31 years of experience. Bar admissions: New York (2018), New Jersey (1994). Awards: A+ Rating - 2017, AV Preeminent Rated - 2017, Client Champion Award - Gold - 2017.
Delia C. Guerrero
Delia C. Guerrero is an East Greenwich, Rhode Island attorney dedicated to guiding individuals and businesses through complex financial challenges. She focuses her practice on Chapter 7, Chapter 11, and Chapter 13 bankruptcy proceedings. Ms. Guerrero assists clients in navigating the legal process to achieve financial relief and a fresh start.
Robert Ted Brown
Robert Ted Brown is an independent attorney based in East Greenwich, Rhode Island, focusing his practice exclusively on bankruptcy law. He represents individuals and businesses in Chapter 7, Chapter 11, and Chapter 13 bankruptcy proceedings. Brown is dedicated to guiding his clients through complex financial challenges to achieve a fresh start and lasting financial relief.
Domingo G. Genao
Domingo G. Genao is an attorney based in Providence, Rhode Island, focusing his practice on bankruptcy law. He represents individuals and businesses in Chapter 7, Chapter 11, and Chapter 13 bankruptcy proceedings. Mr. Genao is dedicated to guiding clients through complex financial challenges to help them achieve lasting financial relief.
Kristen Forbes Cuddy
Kristen Forbes Cuddy is an East Greenwich, Rhode Island attorney dedicated to guiding individuals and businesses through complex financial challenges. Focusing her practice on bankruptcy law, she provides comprehensive legal services in Chapter 7, Chapter 11, and Chapter 13 proceedings. Kristen helps clients navigate the bankruptcy process to achieve a fresh financial start.
Jose A Guerrero
Jose A. Guerrero is a bankruptcy attorney based in Coral Gables, Rhode Island, where he assists individuals and businesses with complex financial challenges. He focuses his practice on all aspects of bankruptcy law, including Chapter 7, Chapter 11, and Chapter 13 proceedings. Mr. Guerrero is dedicated to guiding his clients through the bankruptcy process to achieve a fresh financial start.
Gary Joseph Alarie
Gary Joseph Alarie is a bankruptcy attorney based in Providence, Rhode Island, focusing his practice on Chapter 7, Chapter 11, and Chapter 13 bankruptcy cases. He represents individuals and businesses seeking to navigate complex financial challenges. Mr. Alarie is dedicated to guiding clients through the bankruptcy process to achieve financial relief and a fresh start.
Ussumane Boque
Ussumane Boque is an attorney practicing in East Greenwich, Rhode Island, focusing on bankruptcy law. He assists individuals and businesses with Chapter 7, Chapter 11, and Chapter 13 bankruptcy filings. Mr. Boque is dedicated to guiding his clients through complex financial challenges to achieve lasting relief.
Patrick Conway
Patrick Conway is a dedicated bankruptcy attorney practicing in Salem, Rhode Island, where he focuses on guiding individuals and businesses through complex financial challenges. He provides comprehensive legal representation in Chapter 7, Chapter 11, and Chapter 13 bankruptcy proceedings. Mr. Conway is committed to helping his clients achieve effective financial relief and a fresh start.
Eric Peter Chase
Eric Peter Chase is a dedicated bankruptcy attorney based in Boston, Rhode Island, representing individuals and businesses facing financial challenges. He focuses his practice on Chapter 7, Chapter 11, and Chapter 13 bankruptcy proceedings. Mr. Chase guides clients through the complexities of bankruptcy law to help them achieve financial relief and a fresh start.
Chapter 7 Bankruptcy Attorneys by State
Browse Chapter 7 attorneys in every state. Click a state to see local attorneys and city-level listings.