How many bankruptcy attorneys are in Florida?

There are 4999 bankruptcy attorneys listed in Florida on National Bankruptcy Advocates. Florida sees approximately 35,847 bankruptcy filings per year. Browse profiles to compare experience, practice areas, and ratings.

Do I qualify for Chapter 7 bankruptcy in Florida?

The Chapter 7 means test compares your income to Florida's median household income of $73,311. If your income is below this threshold, you likely qualify for Chapter 7 without further calculation. The median household income in Florida is $73,311 (ACS 2023). 62% of Florida bankruptcy filers chose Chapter 7 liquidation. A local Florida bankruptcy attorney can run the full means test calculation for your household size and expenses.

What are the bankruptcy exemptions in Florida?

Florida has specific bankruptcy exemptions that protect certain assets during bankruptcy, including homestead, vehicle, retirement account, and personal property exemptions. The median home value is $350,000 and the homeownership rate is 66.5%. The exact exemption amounts vary. A local Florida bankruptcy attorney can advise you on which exemptions apply to your situation and how to maximize your protected assets.

How much does it cost to file bankruptcy in Florida?

Filing fees for bankruptcy in Florida are set by the federal courts: $338 for Chapter 7 and $313 for Chapter 13. Attorney fees typically range from $1,000–$3,500 for Chapter 7 and $2,500–$6,000 for Chapter 13, depending on case complexity. Many Florida bankruptcy attorneys offer free initial consultations.

How long does bankruptcy take in Florida?

Chapter 7 bankruptcy in Florida typically takes 3–6 months from filing to discharge. Chapter 13 requires a 3–5 year repayment plan before discharge. The timeline depends on the complexity of your case and the workload of the local bankruptcy court. An experienced Florida bankruptcy attorney can give you a more accurate estimate based on your specific situation.

What is the financial situation in Florida that leads to bankruptcy?

Florida sees approximately 35,847 bankruptcy filings per year. 13.5% of Florida residents live below the poverty line (ACS 2023). The median household income in Florida is $73,311 (ACS 2023). These economic conditions contribute to the demand for bankruptcy and debt relief services in Florida.

How many bankruptcy attorneys are in Florida?

There are 4,999 bankruptcy attorneys listed in Florida on National Bankruptcy Advocates. Florida sees approximately 35,847 bankruptcy filings per year (161.0 per 100,000 residents). Browse profiles to compare experience, practice areas, and ratings.

Do I qualify for Chapter 7 bankruptcy in Florida?

The Chapter 7 means test compares your income to Florida's median household income of $73,311. If your income is below this threshold, you likely qualify for Chapter 7 without further calculation. The median household income in Florida is $73,311 (ACS 2023). 62% of Florida bankruptcy filers chose Chapter 7 liquidation. A local Florida bankruptcy attorney can run the full means test calculation for your household size and expenses.

What are the bankruptcy exemptions in Florida?

Florida has specific bankruptcy exemptions that protect certain assets during bankruptcy, including homestead, vehicle, retirement account, and personal property exemptions. The median home value is $350,000 and the homeownership rate is 66.5%. The exact exemption amounts vary. A local Florida bankruptcy attorney can advise you on which exemptions apply to your situation and how to maximize your protected assets.

How much does it cost to file bankruptcy in Florida?

Filing fees for bankruptcy in Florida are set by the federal courts: $338 for Chapter 7 and $313 for Chapter 13. Attorney fees typically range from $1,000–$3,500 for Chapter 7 and $2,500–$6,000 for Chapter 13, depending on case complexity. Many Florida bankruptcy attorneys offer free initial consultations.

How long does bankruptcy take in Florida?

Chapter 7 bankruptcy in Florida typically takes 3–6 months from filing to discharge. Chapter 13 requires a 3–5 year repayment plan before discharge. The timeline depends on the complexity of your case and the workload of the local bankruptcy court. An experienced Florida bankruptcy attorney can give you a more accurate estimate based on your specific situation.

What is the financial situation in Florida that leads to bankruptcy?

Florida sees approximately 35,847 bankruptcy filings per year (161.0 per 100,000 residents). 13.5% of Florida residents live below the poverty line (ACS 2023). The median household income in Florida is $73,311 (ACS 2023). The current unemployment rate in Florida is 4.6%. These economic conditions contribute to the demand for bankruptcy and debt relief services in Florida.

4999 Best Bankruptcy Attorneys in Florida (2026)

Bankruptcy Law in Florida: What You Need to Know

Florida Bankruptcy Court and Filing Resources

Florida bankruptcy cases are handled in three federal bankruptcy court districts: Northern, Middle, and Southern. The district and divisional office depend on where a person lives, so confirm the appropriate court before filing. Court staff may provide procedural information but cannot give legal advice.

Official Florida bankruptcy court resources by district

Northern District of Florida: filing without an attorney, self-represented electronic-filing policy, and court forms. The court explains that self-represented debtors generally cannot use CM/ECF and must use the permitted mail, intake-counter, drop-box, or limited emergency procedures.
Middle District of Florida: filing without an attorney and filing-fee information. The court provides division-by-county filing information, credit-counseling and new-case resources, and payment guidance; pro se debtors cannot file electronically.
Southern District of Florida: filing a Chapter 13 case and official bankruptcy forms. The court explains pre-filing credit counseling, the creditor matrix and photo-ID requirements, installment options, and required follow-up documents.

The published Middle District schedule currently lists a $338 Chapter 7 petition fee and a $313 Chapter 13 petition fee, subject to each court's current schedule and eligibility rules. Individuals considering self-representation should also review the federal U.S. Courts guidance on filing without an attorney.

These resources provide procedural information, not legal advice. A qualified Florida bankruptcy attorney can explain how the relevant federal district process and Florida law may apply to an individual's income, debts, property, and goals.

Filing Tips for Florida

Consult with a qualified Florida bankruptcy attorney to understand state-specific exemptions and determine the best chapter for your situation.

Ensure you meet the 1

215-day residency requirement for the full Florida homestead exemption if you own a home.

Accurately list all assets and debts

no matter how small

to avoid potential issues with the bankruptcy trustee.

Complete the mandatory credit counseling course before filing and the debtor education course after filing from approved providers.

Be prepared for the 341 Meeting of Creditors by bringing all requested documents and being ready to answer questions about your finances.

Understand that attorney fees for Chapter 7 in Florida typically range from $1

300 to $2

500

in addition to the $338 court filing fee.

Florida Bankruptcy Attorneys

Top Bankruptcy Attorneys in Florida

Law Firm of Raymond Mitchell

Law Firm of Raymond Mitchell

Benjamin Ingram

Jeremy Keith Ritter

Mary W. Colon

Franklin Andrew Cruz

Tiandria Tushieka Richardson

Alexander E. Brody

Kelly Fisher

Daniel Etlinger

INSBANK

Michael Jaray Dobson

Sharonda De'nece Elias

Florida Bankruptcy Filing Statistics

Filings by Chapter Type (2024)

Browse Florida by City

Federal Bankruptcy Courts in Florida

Bankruptcy Law in Florida: What You Need to Know

Florida Bankruptcy Court and Filing Resources

Official Florida bankruptcy court resources by district

Filing Tips for Florida

Bankruptcy FAQ for Florida

Need a Bankruptcy Attorney?

Types of Bankruptcy

Florida Bankruptcy Guides

Economic Context

Bankruptcy Attorneys in Neighboring States