Bankruptcy Exemptions: What Property Can You Keep?
Exemptions protect your home, car, retirement accounts, and household goods from liquidation in bankruptcy. This guide covers the 2025 federal exemption amounts and how state exemptions compare.
Chapter 7 bankruptcy — often called liquidation bankruptcy — allows individuals and businesses in New Jersey to discharge most unsecured debts including credit cards, medical bills, and personal loans. The process typically completes in 3 to 6 months. Our directory lists 97+ qualified Chapter 7 attorneys across New Jersey who offer free initial consultations.
Showing 1–24 of 97 Chapter 7 Bankruptcy attorneys in New Jersey

Virginia Elizabeth Fortunato
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.4/10 (Superb). 21 years of experience. Bar admissions: New Jersey (2004). Awards: Top Bergen Lawyers - 2014, Rising star - 2013, Rising Star - 2012.

Marc Charles Capone
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.7/10 (Superb). 32 years of experience. Bar admissions: New Jersey (1993). Awards: Preeminent 5.0 out of 5 - 2023, Preeminent 5.0 out of 5 - 2022, Preeminent 5.0 out of 5 - 2021.

Stuart M Nachbar
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 31 years of experience. Bar admissions: New York (2018), New Jersey (1994). Awards: A+ Rating - 2017, AV Preeminent Rated - 2017, Client Champion Award - Gold - 2017.

Warren Brumel
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.7/10 (Superb). 45 years of experience. Bar admissions: New Jersey (1980). Awards: Distinguished - 2018, Distinguished - 2017, Certified Mediator - 2017.

Allen Ian Gorski
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.8/10 (Superb). 40 years of experience. Bar admissions: New Jersey (1985), Pennsylvania (1985). Awards: Distinguished - 2025, Super Lawyer - 2025, Distinguished - 2024.

Karina Pia Lucid Esq.
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.2/10 (Superb). 23 years of experience. Bar admissions: New Jersey (2002). Awards: Outstanding Contribution Appellate Advocacy Program - 2002, Client's Choice - 2025,2021,2020,2015,2013,2012, Top Contributor - 2012.

Karl J Norgaard
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 21 years of experience. Bar admissions: New York (2005), New Jersey (2004). Awards: Super Lawyer - 2025, Super Lawyer - 2024, Super Lawyer - 2023.

Andrew Vaughn Winchell
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.7/10 (Superb). 29 years of experience. Bar admissions: New Jersey (2009), New York (2007), California (1996). Awards: Consumer Bankruptcy - 2018.

Aileen Perez-Gjikova
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 8.1/10 (Excellent). 24 years of experience. Bar admissions: New York (2002), New Jersey (2002). Awards: Excellence in Family and Divorce Law - 2018, Top 10 Attorney - 2018, 10 Best Family Law Attorneys - 2015.

Susan Marie Purvin
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 30 years of experience. Bar admissions: Pennsylvania (1996), New Jersey (1995). Awards: Top Attorney 2017 - 2017, Awesome Attorney - 2015.

John J Scura III
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 32 years of experience. Bar admissions: New Jersey (1993). Awards: Super Lawyer - 2025, Super Lawyer - 2024, Certified by the Supreme Court of NJ as a Civil Trial Attorney - 2013.

Travis Richards
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.3/10 (Superb). 26 years of experience. Bar admissions: New Jersey (2000). Awards: Best Lawyer 2015 - 2015, First place - 2014, Deans List - 1999.

Zlata Rudikh
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 10.0/10 (Superb). 17 years of experience. Bar admissions: New Jersey (2008). Awards: 10 Best Attorneys for Client Satisfaction - 2017, 10 Best Attorneys for Client Satisfaction - 2016, Rising Star - 2015.

Geraldene Sherr Duswalt
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 8.3/10 (Excellent). 38 years of experience. Bar admissions: New Jersey (2005), New York (1988).

Justin Martin Gillman
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.7/10 (Superb). 28 years of experience. Bar admissions: New York (2002), New Jersey (1997). Awards: Client Champion Award - 2023, Client Champion Award - 2022, Client Champion Award - 2021.

Theodore Sliwinski
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 8.6/10 (Excellent). 34 years of experience. Bar admissions: Pennsylvania (1991), New Jersey (1991). Awards: Master Member of the Middlesex County Inn(s) of Court - 2019, Qualified for NCAA National Wrestling Championship - 1987, Client's Choice - 2023,2020,2019,2018,2017,2016,2015.

Thomas G. Egner
Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.5/10 (Excellent). 35 years of experience. Bar admissions: New Jersey (1990), Pennsylvania (1990). Awards: summa cum laude - 1987.

Santos A Perez
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 10.0/10 (Superb). 27 years of experience. Bar admissions: New Jersey (1998). Awards: Top 10 Attorney, Criminal Defense - 2016, Top 100 Criminal Defense Trial Lawyer - 2016, Nation's Top One Percent - 2015.

Steven Daniel Pertuz
Primary practice area: Bankruptcy & Debt. Avvo Rating: 7.8/10 (Very Good). 24 years of experience. Bar admissions: New York (2004), New Jersey (2001). Awards: Rising Star - 2013, Rising Star - 2012, Rising Star - 2011.

Jace C McColley
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 7.4/10 (Very Good). 21 years of experience. Bar admissions: New York (2005), New Jersey (2004). Awards: Client's Choice - 2023,2020,2019,2018.

Rhinold L Ponder
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.5/10 (Superb). 38 years of experience. Bar admissions: New Jersey (1987). Awards: Volunteer Award In The Arts - 2002.

Robert Manchel
Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.8/10 (Excellent). 32 years of experience. Bar admissions: New Jersey (1995). Awards: Board Certified Consumer Law Bankruptcy Attorney - 2004, Certified Attorney - 2004.

Susan S Long
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 8.3/10 (Excellent). 18 years of experience. Bar admissions: New Jersey (2007). Awards: Equal Justice Medal Recipient - 2019, Lead Counsel Rated - 2017.

Jenny Rebecca Kasen
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 8.1/10 (Excellent). 15 years of experience. Bar admissions: Delaware (2013), Florida (2011), New Jersey (2010). Awards: Rising Star - 2020, Rising Star - 2019, Rising Star - 2018.
Liquidation bankruptcy that eliminates most unsecured debts within 3–6 months. Attorneys listed in this directory serve clients across New Jersey and can help you understand whether Chapter 7 is the right option for your situation.
When searching for a Chapter 7 Bankruptcy attorney in New Jersey, look for someone with specific experience in federal bankruptcy court proceedings, a track record of successful case outcomes, and transparent fee structures. Many attorneys listed here offer free initial consultations.
All attorneys in this directory are listed with their verified status clearly indicated. Profiles marked as Verified have had their credentials independently confirmed by our team. Profiles marked as Unverified are sourced from public records and have not yet had their credentials verified.
Recent articles to help you understand your options
Exemptions protect your home, car, retirement accounts, and household goods from liquidation in bankruptcy. This guide covers the 2025 federal exemption amounts and how state exemptions compare.
Medical debt is a leading cause of personal bankruptcy in the United States, affecting an estimated 550,000 families annually. Here is how bankruptcy handles medical bills and what your options are.
Chapter 7 is the most common form of personal bankruptcy, discharging most unsecured debt in 3–6 months. This guide covers the means test, exemptions, the discharge process, and what life looks like afterward.