Bankruptcy Exemptions: What Property Can You Keep?
Exemptions protect your home, car, retirement accounts, and household goods from liquidation in bankruptcy. This guide covers the 2025 federal exemption amounts and how state exemptions compare.
Chapter 7 bankruptcy — often called liquidation bankruptcy — allows individuals and businesses in Arizona to discharge most unsecured debts including credit cards, medical bills, and personal loans. The process typically completes in 3 to 6 months. Our directory lists 57+ qualified Chapter 7 attorneys across Arizona who offer free initial consultations.
Showing 1–24 of 57 Chapter 7 Bankruptcy attorneys in Arizona

James F Kahn
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 53 years of experience. Bar admissions: Arizona (1972). Awards: Super Lawyer - 2025, Super Lawyer - 2024, Super Lawyer - 2023.

Krystal M. Ahart
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 13 years of experience. Bar admissions: Arizona (2012). Awards: Rising Star - 2022, Rising Star - 2021, Top 50 Pro Bono Attorneys in Arizona - 2014.

Mark R. Atchley
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 32 years of experience. Bar admissions: Arizona (2002), California (1993). Awards: Peer Review Rated - 2025, Peer Review Rated - 2024, Peer Review Rated - 2023.

Cristina Perez Hesano
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 16 years of experience. Bar admissions: Arizona (2009). Awards: Best Lawyer - 2020, Rising Star - 2019, Rising Star - 2017.

Diane L Drain
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 40 years of experience. Bar admissions: Arizona (1985). Awards: Highest Rating Possible for Legal Ability & Ethical Standard - 2019, Judicial Edition - AV Preeminent - 2019, Client Gold Champion Award - 2019.

Stephen M Trezza
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.8/10 (Superb). 33 years of experience. Bar admissions: Arizona (1992). Awards: Founding Member of the National Bankruptcy forum - 2011, Tucson's Top Lawyers - 2011.

Asheton B Call
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.3/10 (Superb). 29 years of experience. Bar admissions: Arizona (1996). Awards: Client Champion Award - 2019, Bankruptcy Trustees Recognition of Excellence Award - 2003.

Kenneth L Neeley
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 10.0/10 (Superb). 19 years of experience. Bar admissions: Arizona (2008), Nevada (2006). Awards: Member of the Year - 2021 - 2021, Top Score - Arizona Bar Exam - 2008.

Elizabeth C Kamper
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 10.0/10 (Superb). 17 years of experience. Bar admissions: Arizona (2009). Awards: Rising Star - 2019, Rising Star - 2018, Rising Star - 2017.

James Portman Webster
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.7/10 (Superb). 19 years of experience. Bar admissions: Arizona (2007). Awards: Attorney of the Month Award - 2013, Top Pro Bono Attorney of the Year - 2013, 2012 Top Contributor - 2012.

Frederick Charles Thomas
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.2/10 (Superb). 22 years of experience. Bar admissions: Colorado (2014), Arizona (2005), California (2003). Awards: Top Contributor - 2012.

Dan R Dodds
Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.5/10 (Excellent). 19 years of experience. Bar admissions: Arizona (2006). Awards: Preeminent 5.0 out of 5 - 2015, Tied for 1st Place National ADR Championship - 2006, Client's Choice - 2019,2014,2013,2012.
Walter E Moak
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 7.4/10 (Very Good). 51 years of experience. Bar admissions: Arizona (1977). Awards: BV Rated - 2017, BV Rated - 2009.
Brant Hodyno
Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.8/10 (Excellent). 20 years of experience. Bar admissions: Arizona (2013), Florida (2010), New York (2005). Awards: AV Preeminent Rated - 2018, Client Champion Award - 2018, 10 Best - 2016.

Benjamin Wright
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 18 years of experience. Bar admissions: Arizona (2009), Wisconsin (2007). Awards: AV - 2014, Top Lawyer - 2014, Top 100 Blogs - 2014.

Douglas Gardner
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 9.7/10 (Superb). 20 years of experience. Bar admissions: Arizona (2005). Awards: Rising Star - 2015, “Outstanding Associate Editor” - 2004.

Kyle Cramer
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 8.8/10 (Excellent). 12 years of experience. Bar admissions: Arizona (2013).

Dwayne M Farnsworth
Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.2/10 (Excellent). 35 years of experience. Bar admissions: Arizona (1990). Awards: Attorney of the Year - 2013, Bankrutpcy Attorney of the Month - 2013, Lifetime Acheivement Award - 2013.

German Yusufov
Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.4/10 (Excellent). 21 years of experience. Bar admissions: California (2021), Arizona (2004). Awards: Certificate of Appreciation for Pro Bono Services - 2020, Certificate of Achievement - 2011.

William D. Black
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 9.2/10 (Superb). 55 years of experience. Bar admissions: Arizona (1979). Awards: President's Award-Co-Chair-Litigating AZ Business Case - 2012, Award For One of Top 10 Plaintiff's Veridicts- 2011 - 2012.

Ryan Hardy
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 8.3/10 (Excellent). 16 years of experience. Bar admissions: Utah (2024), Arizona (2009). Awards: Client's Choice - 2014, Outstanding Academic Achievement - 2005, Eagle Scout - 1999.

Eduardo J Celaya
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 6.7/10 (Good). 32 years of experience. Bar admissions: Arizona (1993).

Kelly G Black
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.0/10 (Superb). 30 years of experience. Bar admissions: Arizona (1995). Awards: Peer Review Rated - 2022, Peer Review Rated - 2021, Peer Review Rated - 2020.

David Howard Cutler
Primary practice area: Bankruptcy & Debt. Avvo Rating: 7.3/10 (Very Good). 35 years of experience. Bar admissions: Arizona (2020), Illinois (1990). Awards: Client's Choice - 2017, Clients' Choice - 2016, Super Lawyer - 2015.
Liquidation bankruptcy that eliminates most unsecured debts within 3–6 months. Attorneys listed in this directory serve clients across Arizona and can help you understand whether Chapter 7 is the right option for your situation.
When searching for a Chapter 7 Bankruptcy attorney in Arizona, look for someone with specific experience in federal bankruptcy court proceedings, a track record of successful case outcomes, and transparent fee structures. Many attorneys listed here offer free initial consultations.
All attorneys in this directory are listed with their verified status clearly indicated. Profiles marked as Verified have had their credentials independently confirmed by our team. Profiles marked as Unverified are sourced from public records and have not yet had their credentials verified.
Recent articles to help you understand your options
Exemptions protect your home, car, retirement accounts, and household goods from liquidation in bankruptcy. This guide covers the 2025 federal exemption amounts and how state exemptions compare.
Medical debt is a leading cause of personal bankruptcy in the United States, affecting an estimated 550,000 families annually. Here is how bankruptcy handles medical bills and what your options are.
Chapter 7 is the most common form of personal bankruptcy, discharging most unsecured debt in 3–6 months. This guide covers the means test, exemptions, the discharge process, and what life looks like afterward.