Bankruptcy Exemptions: What Property Can You Keep?
Exemptions protect your home, car, retirement accounts, and household goods from liquidation in bankruptcy. This guide covers the 2025 federal exemption amounts and how state exemptions compare.
Chapter 7 bankruptcy — often called liquidation bankruptcy — allows individuals and businesses in North Carolina to discharge most unsecured debts including credit cards, medical bills, and personal loans. The process typically completes in 3 to 6 months. Our directory lists 100+ qualified Chapter 7 attorneys across North Carolina who offer free initial consultations.
Showing 1–24 of 100 Chapter 7 Bankruptcy attorneys in North Carolina

Douglas Q. Wickham
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 59 years of experience. Bar admissions: North Carolina (1987). Awards: Super Lawyer - 2025, Super Lawyer - 2024, Super Lawyer - 2023.
Adrian M. Lapas
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 10.0/10 (Superb). 32 years of experience. Bar admissions: North Carolina (1993). Awards: Super Lawyer - 2025, Super Lawyer - 2024, Super Lawyer - 2023.

Kenneth Love Jr.
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 10.0/10 (Superb). 18 years of experience. Bar admissions: North Carolina (2008). Awards: Rising Star - 2019, Rising Star - 2018, Rising Star - 2017.

Jeanne Ann Pennebaker
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 36 years of experience. Bar admissions: North Carolina (2009). Awards: Legal Elite - 2017, Legal Elite - 2016, Honored Member - 2015.

Lynn Ellen Coleman
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 7.3/10 (Very Good). 39 years of experience. Bar admissions: North Carolina (2000). Awards: Top Contributor - 2025,2024,2023,2022,2021,2020,2019,2018,2017,2016,2015,2014,2013,2012, Client's Choice - 2015, Distinguished Peer Review Rating.

Damon Terry Duncan
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 16 years of experience. Bar admissions: North Carolina (2009). Awards: 2012 Rising Stars - Bankruptcy - 2012, Best All-Around (Male) - 2009.

Derek R. Caldwell
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.1/10 (Superb). 30 years of experience. Bar admissions: North Carolina (1995). Awards: Peer Review Rated - 2021, Peer Review Rated - 2019, Peer Review Rated - 2010.

Jason David Witt
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 21 years of experience. Bar admissions: North Carolina (2004). Awards: Rising Star - 2019, Rising Star - 2018, Rising Star - 2017.

William G. Berggren
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 6.9/10 (Good). 36 years of experience. Bar admissions: North Carolina (1992). Awards: Exceptional Achievement Award in Legal Communications - 1988, Advanced Commercial Transactions - 1987, Constitutional Law - 1986.

Joseph W. Grier III
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 48 years of experience. Bar admissions: North Carolina (1977). Awards: Super Lawyer - 2025, Super Lawyer - 2024, Super Lawyer - 2023.

Elizabeth Fowlkes Lawson
Primary practice area: Bankruptcy & Debt. Avvo Rating: 7.2/10 (Very Good). 6 years of experience. Bar admissions: North Carolina (2019). Awards: Outstanding Performance in Bankruptcy Coursework - 2017.

Algernon L. Butler III
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 31 years of experience. Bar admissions: North Carolina (1994). Awards: Super Lawyer - 2025, Super Lawyer - 2024, Super Lawyer - 2023.

Robert Todd Mosley
Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.6/10 (Excellent). 21 years of experience. Bar admissions: North Carolina (2015), Tennessee (2005). Awards: CJA Panel Member - 2013, Trial College Graduate - 2012, Client's Choice Award - 2012.

Joseph M. Wilson Jr.
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 9.4/10 (Superb). 34 years of experience. Bar admissions: North Carolina (1991). Awards: BV Rated - 2013, Largest Law Firm - 2013, BV Rated - 2012.

A Cotten Wright
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 24 years of experience. Bar admissions: North Carolina (2001). Awards: Super Lawyer - 2025, Super Lawyer - 2024, Super Lawyer - 2023.

Edward C. Boltz
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 29 years of experience. Bar admissions: North Carolina (1996). Awards: Consumer BK Specialist - 2006.

Matthew Allen Schmidt
Primary practice area: Bankruptcy & Debt. Avvo Rating: 7.9/10 (Very Good). 17 years of experience. Bar admissions: North Carolina (2017), Pennsylvania (2010), New Jersey (2008).

Joshua Paul Hillin
Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.1/10 (Excellent). 24 years of experience. Bar admissions: North Carolina (2002).

John G. Rhyne
Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.2/10 (Excellent). 35 years of experience. Bar admissions: North Carolina (1990). Awards: Super Lawyer - 2024, Super Lawyer - 2023, Super Lawyer - 2022.

Richard P Cook
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 9.3/10 (Superb). 18 years of experience. Bar admissions: North Carolina (2008). Awards: Legal Elite - 2016, Legal Elite - 2013.

Frederick Walter Hoethke
Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.5/10 (Excellent). 36 years of experience. Bar admissions: Florida (1989). Awards: Top 100 Litigation Attorneys in North Carolina - 2016, One of the top Bankruptcy Attorneys in Charlotte, NC - 2016.

Douglas L. Hall
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 8.1/10 (Excellent). 30 years of experience. Bar admissions: North Carolina (1995). Awards: Distinguished - 2019, Distinguished - 2018, Client Distinction Award - 2014.

J. Allen Murphy
Primary practice area: Bankruptcy & Debt. Avvo Rating: 7.7/10 (Very Good). 40 years of experience. Bar admissions: North Carolina (1985). Awards: Peer Review Rated - 2017.

Sheree Cameron
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 22 years of experience. Bar admissions: North Carolina (2003). Awards: Board Certified Consumer Bankruptcy Specialist - 2020, Certified Specialist in Bankruptcy & Debt - 2019, Best Wife - 2014.
Liquidation bankruptcy that eliminates most unsecured debts within 3–6 months. Attorneys listed in this directory serve clients across North Carolina and can help you understand whether Chapter 7 is the right option for your situation.
When searching for a Chapter 7 Bankruptcy attorney in North Carolina, look for someone with specific experience in federal bankruptcy court proceedings, a track record of successful case outcomes, and transparent fee structures. Many attorneys listed here offer free initial consultations.
All attorneys in this directory are listed with their verified status clearly indicated. Profiles marked as Verified have had their credentials independently confirmed by our team. Profiles marked as Unverified are sourced from public records and have not yet had their credentials verified.
Recent articles to help you understand your options
Exemptions protect your home, car, retirement accounts, and household goods from liquidation in bankruptcy. This guide covers the 2025 federal exemption amounts and how state exemptions compare.
Medical debt is a leading cause of personal bankruptcy in the United States, affecting an estimated 550,000 families annually. Here is how bankruptcy handles medical bills and what your options are.
Chapter 7 is the most common form of personal bankruptcy, discharging most unsecured debt in 3–6 months. This guide covers the means test, exemptions, the discharge process, and what life looks like afterward.