Question 1

How many bankruptcy attorneys are in New Hampshire?

Accepted Answer

There are 1067 bankruptcy attorneys listed in New Hampshire on National Bankruptcy Advocates. New Hampshire sees approximately 1,650 bankruptcy filings per year. Browse profiles to compare experience, practice areas, and ratings.

Question 2

Do I qualify for Chapter 7 bankruptcy in New Hampshire?

Accepted Answer

The Chapter 7 means test compares your income to New Hampshire's median household income of $96,838. If your income is below this threshold, you likely qualify for Chapter 7 without further calculation. The median household income in New Hampshire is $96,838 (ACS 2023). 67% of New Hampshire bankruptcy filers chose Chapter 7 liquidation. A local New Hampshire bankruptcy attorney can run the full means test calculation for your household size and expenses.

Question 3

What are the bankruptcy exemptions in New Hampshire?

Accepted Answer

New Hampshire has specific bankruptcy exemptions that protect certain assets during bankruptcy, including homestead, vehicle, retirement account, and personal property exemptions. The median home value is $400,000 and the homeownership rate is 71.7%. The exact exemption amounts vary. A local New Hampshire bankruptcy attorney can advise you on which exemptions apply to your situation and how to maximize your protected assets.

Question 4

How much does it cost to file bankruptcy in New Hampshire?

Accepted Answer

Filing fees for bankruptcy in New Hampshire are set by the federal courts: $338 for Chapter 7 and $313 for Chapter 13. Attorney fees typically range from $1,000–$3,500 for Chapter 7 and $2,500–$6,000 for Chapter 13, depending on case complexity. Many New Hampshire bankruptcy attorneys offer free initial consultations.

Question 5

How long does bankruptcy take in New Hampshire?

Accepted Answer

Chapter 7 bankruptcy in New Hampshire typically takes 3–6 months from filing to discharge. Chapter 13 requires a 3–5 year repayment plan before discharge. The timeline depends on the complexity of your case and the workload of the local bankruptcy court. An experienced New Hampshire bankruptcy attorney can give you a more accurate estimate based on your specific situation.

Question 6

What is the financial situation in New Hampshire that leads to bankruptcy?

Accepted Answer

New Hampshire sees approximately 1,650 bankruptcy filings per year. 7.4% of New Hampshire residents live below the poverty line (ACS 2023). The median household income in New Hampshire is $96,838 (ACS 2023). These economic conditions contribute to the demand for bankruptcy and debt relief services in New Hampshire.

New Hampshire Bankruptcy Attorneys

Top Bankruptcy Attorneys in New Hampshire

Karen Jean Gagnon

Timothy Paul Wildes

Mary Ellen St. Germain

Kurt Olson

Albert E. St. Germain

Stephen Bay Benoit

Robert Michael Parisi, Jr.

Maire B. Corcoran

Bruce F. Smith

Steven J. Gregoire

Jay S. Geller

Parks Leroy Christenbury

New Hampshire Bankruptcy Filing Statistics

Filings by Chapter Type (2024)

Browse New Hampshire by City

Federal Bankruptcy Courts in New Hampshire

Bankruptcy FAQ for New Hampshire

Need a Bankruptcy Attorney?

Types of Bankruptcy

New Hampshire Bankruptcy Guides

Economic Context

Bankruptcy Attorneys in Neighboring States