How many bankruptcy attorneys are in Texas?

There are 4321 bankruptcy attorneys listed in Texas on National Bankruptcy Advocates. Texas sees approximately 40,234 bankruptcy filings per year. Browse profiles to compare experience, practice areas, and ratings.

Do I qualify for Chapter 7 bankruptcy in Texas?

The Chapter 7 means test compares your income to Texas's median household income of $75,780. If your income is below this threshold, you likely qualify for Chapter 7 without further calculation. The median household income in Texas is $75,780 (ACS 2023). 65% of Texas bankruptcy filers chose Chapter 7 liquidation. A local Texas bankruptcy attorney can run the full means test calculation for your household size and expenses.

What are the bankruptcy exemptions in Texas?

Texas has specific bankruptcy exemptions that protect certain assets during bankruptcy, including homestead, vehicle, retirement account, and personal property exemptions. The median home value is $270,000 and the homeownership rate is 62.6%. The exact exemption amounts vary. A local Texas bankruptcy attorney can advise you on which exemptions apply to your situation and how to maximize your protected assets.

How much does it cost to file bankruptcy in Texas?

Filing fees for bankruptcy in Texas are set by the federal courts: $338 for Chapter 7 and $313 for Chapter 13. Attorney fees typically range from $1,000–$3,500 for Chapter 7 and $2,500–$6,000 for Chapter 13, depending on case complexity. Many Texas bankruptcy attorneys offer free initial consultations.

How long does bankruptcy take in Texas?

Chapter 7 bankruptcy in Texas typically takes 3–6 months from filing to discharge. Chapter 13 requires a 3–5 year repayment plan before discharge. The timeline depends on the complexity of your case and the workload of the local bankruptcy court. An experienced Texas bankruptcy attorney can give you a more accurate estimate based on your specific situation.

What is the financial situation in Texas that leads to bankruptcy?

Texas sees approximately 40,234 bankruptcy filings per year. 14.2% of Texas residents live below the poverty line (ACS 2023). The median household income in Texas is $75,780 (ACS 2023). These economic conditions contribute to the demand for bankruptcy and debt relief services in Texas.

How many bankruptcy attorneys are in Texas?

There are 4,321 bankruptcy attorneys listed in Texas on National Bankruptcy Advocates. Texas sees approximately 40,234 bankruptcy filings per year (134.0 per 100,000 residents). Browse profiles to compare experience, practice areas, and ratings.

Do I qualify for Chapter 7 bankruptcy in Texas?

The Chapter 7 means test compares your income to Texas's median household income of $75,780. If your income is below this threshold, you likely qualify for Chapter 7 without further calculation. The median household income in Texas is $75,780 (ACS 2023). 65% of Texas bankruptcy filers chose Chapter 7 liquidation. A local Texas bankruptcy attorney can run the full means test calculation for your household size and expenses.

What are the bankruptcy exemptions in Texas?

Texas has specific bankruptcy exemptions that protect certain assets during bankruptcy, including homestead, vehicle, retirement account, and personal property exemptions. The median home value is $270,000 and the homeownership rate is 62.6%. The exact exemption amounts vary. A local Texas bankruptcy attorney can advise you on which exemptions apply to your situation and how to maximize your protected assets.

How much does it cost to file bankruptcy in Texas?

Filing fees for bankruptcy in Texas are set by the federal courts: $338 for Chapter 7 and $313 for Chapter 13. Attorney fees typically range from $1,000–$3,500 for Chapter 7 and $2,500–$6,000 for Chapter 13, depending on case complexity. Many Texas bankruptcy attorneys offer free initial consultations.

How long does bankruptcy take in Texas?

Chapter 7 bankruptcy in Texas typically takes 3–6 months from filing to discharge. Chapter 13 requires a 3–5 year repayment plan before discharge. The timeline depends on the complexity of your case and the workload of the local bankruptcy court. An experienced Texas bankruptcy attorney can give you a more accurate estimate based on your specific situation.

What is the financial situation in Texas that leads to bankruptcy?

Texas sees approximately 40,234 bankruptcy filings per year (134.0 per 100,000 residents). 14.2% of Texas residents live below the poverty line (ACS 2023). The median household income in Texas is $75,780 (ACS 2023). The current unemployment rate in Texas is 4.0%. These economic conditions contribute to the demand for bankruptcy and debt relief services in Texas.

4321 Best Bankruptcy Attorneys in Texas (2026) | National Bankruptcy Advocates

Bankruptcy Law in Texas: What You Need to Know

Texas Bankruptcy Court and Filing Resources

Texas bankruptcy cases are handled in four federal bankruptcy court districts: Northern, Southern, Eastern, and Western. The district and divisional office depend on where a person lives, so confirm the appropriate court before filing. Court staff may provide procedural information but cannot give legal advice.

Official Texas bankruptcy court resources by district

Northern District of Texas: information for debtors without attorney representation. This guidance covers pre-filing credit counseling, local creditor-matrix verification, official forms, and Chapter 7 fee-relief procedures.
Southern District of Texas: bankruptcy forms and filing fees. This official court page includes local Chapter 7 and Chapter 13 materials and explains the district's pre-filing credit-counseling information.
Eastern District of Texas: Electronic Self-Representation and its current fee schedule. The court's eSR guidance is for unrepresented debtors who live in the Eastern District and requires follow-up submissions before a case number is issued.
Western District of Texas: filing without an attorney, official and local forms, and filing-fee information. The court publishes its payment, installment, and Chapter 7 fee-waiver guidance.

The published district fee schedules currently list a $338 Chapter 7 petition fee and a $313 Chapter 13 petition fee, subject to each court's current schedule and eligibility rules. Individuals considering self-representation should also review the federal U.S. Courts guidance on filing without an attorney.

These resources provide procedural information, not legal advice. A qualified Texas bankruptcy attorney can explain how the relevant federal district process and Texas law may apply to an individual's income, debts, property, and goals.

Texas Bankruptcy Attorneys

Top Bankruptcy Attorneys in Texas

Law Firm of Min Gyu Kim PLLC

Daniel J. Ciment

The Debt Defenders by Ciment Law Firm, PLLC

Lisa Luz Parker

Chris L. Dickerson

Stephen A. Jones

Zachary Zahn

Yadav Enterprises, Inc.

Table Turn Acquisitions, LLC

Megan Young-John

Jeremy Shane Flannery

Nelnet

Abigail Rose Emery

Texas Bankruptcy Filing Statistics

Filings by Chapter Type (2024)

Browse Texas by City

Federal Bankruptcy Courts in Texas

Bankruptcy Law in Texas: What You Need to Know

Texas Bankruptcy Court and Filing Resources

Official Texas bankruptcy court resources by district

Bankruptcy FAQ for Texas

Need a Bankruptcy Attorney?

Types of Bankruptcy

Texas Bankruptcy Guides

Economic Context

Bankruptcy Attorneys in Neighboring States