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How to Get Your Free Bankruptcy Case Evaluation

Connect with a licensed, experienced bankruptcy attorney in your state — for free. No commitment, no pressure. Just clear answers about your options.

Free evaluation No obligation Licensed attorneys only All 50 states
Simple Process

How to Get Your Free Case Evaluation

From your first search to speaking with an attorney, the entire process takes just a few minutes.

01

Search for an Attorney Near You

Enter your city, state, or ZIP code and select your bankruptcy type. Our directory instantly surfaces verified, licensed attorneys in your area who handle exactly your kind of case.

02

Review Attorney Profiles

Browse detailed profiles showing each attorney's practice areas, years of experience, firm location, and client reviews. Every attorney in our network is licensed and in good standing in their state.

03

Request a Free Case Evaluation

Submit your case details directly through the attorney's profile. There is no cost, no commitment, and no obligation. The attorney reviews your situation and reaches out to discuss your options.

04

Get Your Fresh Financial Start

Work with your chosen attorney to file your case and begin the legal process. Most Chapter 7 cases are resolved in 3–6 months, giving you the fresh start you deserve.

Why Choose Us

What Makes National Bankruptcy Advocates Different

Licensed & Verified Attorneys

Every attorney in our directory is licensed in their state and has been verified by our team. You will never be connected with an unlicensed or unqualified practitioner.

Free, No-Obligation Evaluation

Your initial case evaluation is completely free. There is no pressure to hire, no hidden fees, and no commitment required to speak with an attorney about your situation.

Fast Response Times

Attorneys in our network are actively accepting new clients and respond quickly to case inquiries — often within the same business day.

Guidance on All Bankruptcy Types

Whether you need Chapter 7 debt elimination, a Chapter 13 repayment plan, or Chapter 11 business reorganization, we match you with attorneys who specialize in your specific situation.

Transparent Client Reviews

Read real reviews from past clients before you choose. Our ratings system helps you make an informed decision with confidence.

Local Expertise That Matters

Bankruptcy law varies by state. Our attorneys are licensed and practicing in your state, so they know the local courts, trustees, and procedures that affect your case.

Know Your Options

Which Type of Bankruptcy Is Right for You?

A licensed attorney will help you determine the best path, but here is a quick overview of the most common options.

Chapter 7Most Common

Eliminate Most Debts in 3–6 Months

Best for individuals with primarily unsecured debt (credit cards, medical bills) and limited income.

  • Discharges most unsecured debts
  • No repayment plan required
  • Process completes in 3–6 months
  • Automatic stay stops all collections immediately
Chapter 13Keep Your Home

Structured Repayment Over 3–5 Years

Best for individuals with regular income who want to keep secured assets like a home or car.

  • Catch up on missed mortgage payments
  • Keep your home and vehicle
  • Structured 3–5 year repayment plan
  • Discharge remaining unsecured debt at end
Chapter 11For Businesses

Reorganize & Continue Operating

Best for businesses and high-debt individuals who need to restructure obligations while remaining operational.

  • Business continues operating
  • Restructure debts under court supervision
  • Negotiate with creditors
  • Develop a court-approved repayment plan
Common Questions

Frequently Asked Questions

Is the case evaluation really free?+
Yes. Requesting a case evaluation through National Bankruptcy Advocates is completely free. The attorney will review your situation at no charge and explain your options before any engagement agreement is signed.
How do I know the attorneys are qualified?+
Every attorney listed in our directory is licensed to practice law in their state and has been verified by our team. You can also view each attorney's bar number, years of experience, and client reviews on their profile.
What information do I need to provide?+
To request an evaluation, you'll typically share a brief description of your financial situation — such as the type and amount of debt, whether you own a home, and your approximate monthly income. The attorney uses this to assess which bankruptcy chapter may apply to your case.
How quickly will an attorney respond?+
Most attorneys in our network respond within one business day. Many respond the same day. Once you submit your inquiry, the attorney will contact you directly via phone or email.
What is the difference between Chapter 7 and Chapter 13?+
Chapter 7 is a liquidation bankruptcy that discharges most unsecured debts (credit cards, medical bills) within 3–6 months. Chapter 13 is a 3–5 year repayment plan that lets you keep assets like a home while catching up on missed payments. See our full comparison in The Complete Chapter 7 Bankruptcy Guide An attorney will help you determine which is right for your situation.
Will bankruptcy stop creditor calls and lawsuits?+
Yes. When you file for bankruptcy, an automatic stay immediately goes into effect. This legally requires all creditors to stop collection calls, letters, lawsuits, wage garnishments, and foreclosure proceedings while your case is active. Learn more in The Automatic Stay: How Bankruptcy Stops Creditor Harassment Immediately.
How much does it cost to hire a bankruptcy attorney?+
Attorney fees vary by location and case complexity. Chapter 7 fees typically range from $500 to $3,500. Chapter 13 fees are often higher due to the longer case duration. Many attorneys offer payment plans. Your free evaluation will include a clear fee quote.

Ready to Take the First Step?

A free case evaluation costs nothing and carries no obligation. Find a licensed bankruptcy attorney in your state today and get clear answers about your options.

Free evaluation No obligation Licensed in your state