How many bankruptcy attorneys are in New Jersey?

There are 938 bankruptcy attorneys listed in New Jersey on National Bankruptcy Advocates. New Jersey sees approximately 14,200 bankruptcy filings per year. Browse profiles to compare experience, practice areas, and ratings.

Do I qualify for Chapter 7 bankruptcy in New Jersey?

The Chapter 7 means test compares your income to New Jersey's median household income of $99,781. If your income is below this threshold, you likely qualify for Chapter 7 without further calculation. The median household income in New Jersey is $99,781 (ACS 2023). 63% of New Jersey bankruptcy filers chose Chapter 7 liquidation. A local New Jersey bankruptcy attorney can run the full means test calculation for your household size and expenses.

What are the bankruptcy exemptions in New Jersey?

New Jersey has specific bankruptcy exemptions that protect certain assets during bankruptcy, including homestead, vehicle, retirement account, and personal property exemptions. The median home value is $430,000 and the homeownership rate is 64.8%. The exact exemption amounts vary. A local New Jersey bankruptcy attorney can advise you on which exemptions apply to your situation and how to maximize your protected assets.

How much does it cost to file bankruptcy in New Jersey?

Filing fees for bankruptcy in New Jersey are set by the federal courts: $338 for Chapter 7 and $313 for Chapter 13. Attorney fees typically range from $1,000–$3,500 for Chapter 7 and $2,500–$6,000 for Chapter 13, depending on case complexity. Many New Jersey bankruptcy attorneys offer free initial consultations.

How long does bankruptcy take in New Jersey?

Chapter 7 bankruptcy in New Jersey typically takes 3–6 months from filing to discharge. Chapter 13 requires a 3–5 year repayment plan before discharge. The timeline depends on the complexity of your case and the workload of the local bankruptcy court. An experienced New Jersey bankruptcy attorney can give you a more accurate estimate based on your specific situation.

What is the financial situation in New Jersey that leads to bankruptcy?

New Jersey sees approximately 14,200 bankruptcy filings per year. 9.7% of New Jersey residents live below the poverty line (ACS 2023). The median household income in New Jersey is $99,781 (ACS 2023). These economic conditions contribute to the demand for bankruptcy and debt relief services in New Jersey.

How many bankruptcy attorneys are in New Jersey?

There are 938 bankruptcy attorneys listed in New Jersey on National Bankruptcy Advocates. New Jersey sees approximately 14,200 bankruptcy filings per year (155.0 per 100,000 residents). Browse profiles to compare experience, practice areas, and ratings.

Do I qualify for Chapter 7 bankruptcy in New Jersey?

The Chapter 7 means test compares your income to New Jersey's median household income of $99,781. If your income is below this threshold, you likely qualify for Chapter 7 without further calculation. The median household income in New Jersey is $99,781 (ACS 2023). 63% of New Jersey bankruptcy filers chose Chapter 7 liquidation. A local New Jersey bankruptcy attorney can run the full means test calculation for your household size and expenses.

What are the bankruptcy exemptions in New Jersey?

New Jersey has specific bankruptcy exemptions that protect certain assets during bankruptcy, including homestead, vehicle, retirement account, and personal property exemptions. The median home value is $430,000 and the homeownership rate is 64.8%. The exact exemption amounts vary. A local New Jersey bankruptcy attorney can advise you on which exemptions apply to your situation and how to maximize your protected assets.

How much does it cost to file bankruptcy in New Jersey?

Filing fees for bankruptcy in New Jersey are set by the federal courts: $338 for Chapter 7 and $313 for Chapter 13. Attorney fees typically range from $1,000–$3,500 for Chapter 7 and $2,500–$6,000 for Chapter 13, depending on case complexity. Many New Jersey bankruptcy attorneys offer free initial consultations.

How long does bankruptcy take in New Jersey?

Chapter 7 bankruptcy in New Jersey typically takes 3–6 months from filing to discharge. Chapter 13 requires a 3–5 year repayment plan before discharge. The timeline depends on the complexity of your case and the workload of the local bankruptcy court. An experienced New Jersey bankruptcy attorney can give you a more accurate estimate based on your specific situation.

What is the financial situation in New Jersey that leads to bankruptcy?

New Jersey sees approximately 14,200 bankruptcy filings per year (155.0 per 100,000 residents). 9.7% of New Jersey residents live below the poverty line (ACS 2023). The median household income in New Jersey is $99,781 (ACS 2023). The current unemployment rate in New Jersey is 4.0%. These economic conditions contribute to the demand for bankruptcy and debt relief services in New Jersey.

938 Best Bankruptcy Attorneys in New Jersey (2026)

Bankruptcy Law in New Jersey: What You Need to Know

New Jersey bankruptcy court resources

Bankruptcy cases in New Jersey are administered by the United States Bankruptcy Court for the District of New Jersey. The court identifies locations in Newark, Trenton, and Camden and publishes the court’s business and drop-box hours.

Official District of New Jersey resources

The District of New Jersey Bankruptcy Court provides access to court information, PACER, CM/ECF, and debtor electronic noticing. Because filing locations, methods, and local procedures can be specific to a case and may change, review the court’s current instructions before relying on a location or drop box.

Forms, fees, and procedural guidance

The federal judiciary’s bankruptcy-forms directory includes current national forms such as the individual voluntary petition and the applications for installment payments or a Chapter 7 fee waiver. Confirm current local rules, fees, filing instructions, and deadlines with the court. Court staff can provide procedural information but cannot give legal advice.

New Jersey Bankruptcy Attorneys

Top Bankruptcy Attorneys in New Jersey

Barry S. Crane

Crane Legal Consulting LLC

Stuart M Nachbar

Law Office of Stuart M Nachbar

Law Office of Stuart M. Nachbar, P.C.

Law Office of Stuart M. Nachbar, P.C.

Lakeasha S. Evans

Michael Schonberger

Federal Housing Administration

Elizabeth Abrao

Avraham Save

VESL Oils, LLC a/k/a Treeline Brands

Steven John Kolis

Melinda D. Middlebrooks

Jeffrey M. Sponder

New Jersey Bankruptcy Filing Statistics

Filings by Chapter Type (2024)

Browse New Jersey by City

Federal Bankruptcy Courts in New Jersey

Bankruptcy Law in New Jersey: What You Need to Know

New Jersey bankruptcy court resources

Official District of New Jersey resources

Forms, fees, and procedural guidance

Bankruptcy FAQ for New Jersey

Need a Bankruptcy Attorney?

Types of Bankruptcy

New Jersey Bankruptcy Guides

Economic Context

Bankruptcy Attorneys in Neighboring States