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National Bankruptcy
How It Works
Advocating for Consumer Debtors

We Advocate for People, Not Creditors

National Consumer Bankruptcy Advocates is a free, independent directory dedicated to helping consumer debtors in American bankruptcy cases find qualified legal representation — without paywalls, without bias, and without selling your information to the highest bidder.

Our Mission

The American bankruptcy system exists to give honest, hard-working people a fresh financial start. But navigating that system without an attorney is extraordinarily difficult — and finding the right attorney has historically meant wading through paid advertising, opaque ratings, and directories that prioritize attorney revenue over consumer outcomes.

We built this site to change that. Our directory is free for consumers, organized by geography and case type, and focused exclusively on consumer debtors — the individuals and families facing Chapter 7 liquidations, Chapter 13 repayment plans, and the full weight of creditor pressure.

We are not a law firm. We do not provide legal advice. We are advocates for the consumer debtor's right to accessible, affordable legal representation in every corner of the United States.

76,000+
Attorneys in our directory
All 50
States covered
Free
Always free for consumers
Verified
Licensed & in good standing

Who We Serve

This site exists for one type of person: the consumer debtor. We are not a resource for creditors, debt collectors, or businesses seeking commercial bankruptcy counsel.

Individuals & Families

People overwhelmed by medical debt, job loss, divorce, or unexpected financial hardship who need a fresh start through Chapter 7 or Chapter 13 bankruptcy.

Homeowners Facing Foreclosure

Homeowners who need to understand how bankruptcy's automatic stay can pause foreclosure proceedings and create space to restructure or save their home.

Wage Earners Under Garnishment

Workers whose wages are being garnished by creditors and who need immediate legal intervention to stop the garnishment and address the underlying debt.

Our Principles

Free for Consumers, Always

Searching our directory, viewing attorney profiles, and submitting a case inquiry costs nothing. We generate revenue through attorney memberships — never by charging consumers or selling their personal information.

Consumer Debtors First

Every editorial decision — which attorneys to feature, how to write our guides, what tools to build — is made from the perspective of the consumer debtor, not the creditor or the attorney.

Accurate, Honest Information

Our guides and resources are written to help people understand their legal options clearly, without sensationalism or scare tactics. Bankruptcy is a legal right, not a last resort to be ashamed of.

Geographic Coverage

We are committed to maintaining attorney coverage in all 50 states, including rural and underserved communities where access to bankruptcy counsel is most limited.

Our Editorial Team

Our guides and resources are written and reviewed by a team of legal writers and consumer finance experts with deep experience in bankruptcy law, debt relief, and consumer advocacy. Every article is fact-checked against current federal and state bankruptcy statutes before publication.

Meet the editorial team

For Bankruptcy Attorneys

If you are a bankruptcy attorney, your profile is likely already in our directory. Claiming your profile is free and takes minutes — it allows you to update your contact information, add your practice areas, and receive direct case inquiries from consumers in your area.

Verified attorneys receive up to three free submission inquiries per month. Premium memberships provide unlimited submissions, featured placement, and enhanced profile visibility.

Need Help Finding an Attorney?

Search our directory of 76,000+ bankruptcy attorneys across all 50 states. Free for consumers — no registration required.