19 Best Foreclosure Defense Attorneys in New Jersey
Foreclosure defense attorneys in New Jersey help homeowners stop or delay foreclosure proceedings, negotiate loan modifications with lenders, and explore bankruptcy options that can immediately halt foreclosure through the automatic stay. If you have received a foreclosure notice, time is critical. Browse 19+ foreclosure defense attorneys in New Jersey to find immediate help.
Showing 19 of 19 Foreclosure Defense attorneys in New Jersey
Eric Clayman
Clayman Law LLC
Clayman Law LLC blends a warm, caring and personal approach with extensive experience in filing Chapter 7 and Chapter 13 Bankruptcy petitions throughout New Jersey in order to provide our clients with top notch legal services.
Allen Ian Gorski
Law Office of Allen Ian Gorski
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.8/10 (Superb). 40 years of experience. Bar admissions: New Jersey (1985), Pennsylvania (1985). Awards: Distinguished - 2025, Super Lawyer - 2025, Distinguished - 2024.
Karina Pia Lucid Esq.
Law Office of Karina Pia Lucid Esq.
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.2/10 (Superb). 23 years of experience. Bar admissions: New Jersey (2002). Awards: Outstanding Contribution Appellate Advocacy Program - 2002, Client's Choice - 2025,2021,2020,2015,2013,2012, Top Contributor - 2012.
Karl J Norgaard
Law Office of Karl J Norgaard
Primary practice area: Bankruptcy & Debt. Avvo Rating: 10.0/10 (Superb). 21 years of experience. Bar admissions: New York (2005), New Jersey (2004). Awards: Super Lawyer - 2025, Super Lawyer - 2024, Super Lawyer - 2023.
Andrew Vaughn Winchell
Law Office of Andrew Vaughn Winchell
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.7/10 (Superb). 29 years of experience. Bar admissions: New Jersey (2009), New York (2007), California (1996). Awards: Consumer Bankruptcy - 2018.
Justin Martin Gillman
Law Office of Justin Martin Gillman
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.7/10 (Superb). 28 years of experience. Bar admissions: New York (2002), New Jersey (1997). Awards: Client Champion Award - 2023, Client Champion Award - 2022, Client Champion Award - 2021.
Robert Manchel
Law Office of Robert Manchel
Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.8/10 (Excellent). 32 years of experience. Bar admissions: New Jersey (1995). Awards: Board Certified Consumer Law Bankruptcy Attorney - 2004, Certified Attorney - 2004.
Laura Sue Mann
Law Office of Laura Sue Mann
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 9.2/10 (Superb). 29 years of experience. Bar admissions: New York (1998), New Jersey (1996). Awards: AV Rated - 2018, AV Rated - 2014, Certificate of Appreciation - 2003.
Anthony Joseph Vignier
Law Office of Anthony Joseph Vignier
Primary practice area: Bankruptcy & Debt. Avvo Rating: 7.4/10 (Very Good). 34 years of experience. Bar admissions: New York (1992), New Jersey (1992).
Donald T Bonomo
Law Office of Donald T Bonomo
Primary practice area: Bankruptcy & Debt. Avvo Rating: 7.0/10 (Very Good). 23 years of experience. Bar admissions: Dist. of Columbia (2019), New Jersey (2002). Awards: Equal Justice Medal Recipient - 2017.
Robert H Johnson
Law Office of Robert H Johnson
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.0/10 (Superb). 22 years of experience. Bar admissions: New Jersey (2004). Awards: Rising Star - 2011.
Seymour M Wasserstrum
Law Office of Seymour M Wasserstrum
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 8.9/10 (Excellent). 52 years of experience. Bar admissions: New Jersey (1973). Awards: Client Champion Award - 2018, Top 100 Bankruptcy Firms.
James J Cerbone
Law Office of James J Cerbone
Primary practice area: Bankruptcy & Debt. 30 years of experience. Bar admissions: New Jersey (1995). Awards: Certificate of Accommodation - 2022, Lead Counsel Review Board - 2014, Client's Choice - 2020,2015.
Stuart Jon Bierman
Law Office of Stuart Jon Bierman
Primary practice area: Bankruptcy & Debt. Avvo Rating: 6.5/10 (Good). 41 years of experience. Bar admissions: New Jersey (1984).
Michael Glenn Boyd
Law Office of Michael Glenn Boyd
Primary practice area: Bankruptcy & Debt. Avvo Rating: 6.8/10 (Good). 34 years of experience. Bar admissions: New York (1992), New Jersey (1991).
Kathleen M. Magoon
Law Office of Kathleen M. Magoon
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 6.3/10 (Good). 14 years of experience. Bar admissions: New Jersey (2011).
Michael P Resavage
Law Office of Michael P Resavage
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 7.8/10 (Very Good). 18 years of experience. Bar admissions: New Jersey (2007).
Alicia Michelle Sandoval
Law Office of Alicia Michelle Sandoval
Primary practice area: Chapter 7 Bankruptcy. Avvo Rating: 6.4/10 (Good). 14 years of experience. Bar admissions: New Jersey (2011), Pennsylvania (2011).
Virginia Elizabeth Fortunato
Law Office of Virginia Elizabeth Fortunato
Primary practice area: Bankruptcy & Debt. Avvo Rating: 9.4/10 (Superb). 21 years of experience. Bar admissions: New Jersey (2004). Awards: Top Bergen Lawyers - 2014, Rising star - 2013, Rising Star - 2012.
About Foreclosure Defense in New Jersey
Foreclosure defense in New Jersey involves protecting homeowners from losing their property when a mortgage lender initiates foreclosure proceedings. New Jersey follows a judicial foreclosure process, which directly impacts the timeline and legal strategies available to homeowners facing default.
A foreclosure defense attorney in New Jersey can challenge the lender's standing to foreclose, identify violations of RESPA, TILA, and state-specific mortgage servicing statutes, negotiate loan modifications and forbearance agreements, and when necessary, file for Chapter 13 bankruptcy to trigger the automatic stay under 11 U.S.C. § 362 — immediately halting all foreclosure activity and providing time to cure arrears over 3–5 years.
Key defenses available in New Jersey may include challenging the chain of title (whether the foreclosing party actually holds the promissory note), identifying dual tracking violations (pursuing foreclosure while a loss mitigation application is pending), raising statute of limitations defenses, and asserting violations of New Jersey's specific pre-foreclosure notice requirements. Early intervention is critical — homeowners who engage counsel within the first 30 days of receiving a default notice have significantly more options available.
All attorneys in this directory are listed with their verified status clearly indicated. Profiles marked as Verified have had their credentials independently confirmed by our team. Profiles marked as Unverified are sourced from public records and have not yet had their credentials verified.