Every state has its own set of bankruptcy exemptions — the property you're allowed to keep when you file. Select your state below for a complete breakdown of homestead, vehicle, retirement, wage, and wildcard exemptions.
Bankruptcy exemptions determine what property may be protected when you file for Chapter 7 or Chapter 13 bankruptcy. Federal exemptions are available in some states, while others require state-specific exemptions. The guides below explain the options described for each state, but exemption choices, values, and rules should be confirmed before filing.
Official federal resources
Bankruptcy exemptions depend on federal law, state law, the debtor's circumstances, and the applicable court rules. Use the resources below to understand the federal framework, then review the guide for your state and seek individualized legal advice when needed.
Idaho Bankruptcy Exemptions: A Comprehensive Guide for Debtors (2026 Edition)
Illinois Bankruptcy Exemptions: Your Guide to Protecting Assets in 2026
Indiana Bankruptcy Exemptions: A Comprehensive Guide for Debtors (2026 Edition)
Iowa Bankruptcy Exemptions: A Comprehensive Guide to Protecting Your Assets in 2026
Maine Bankruptcy Exemptions: A Comprehensive Guide for 2026
Maryland Bankruptcy Exemptions: Your Guide to Protecting Assets in 2026
Massachusetts Bankruptcy Exemptions: A Comprehensive Guide for 2026
Michigan Bankruptcy Exemptions: A Comprehensive Guide for 2026
Minnesota Bankruptcy Exemptions: A Comprehensive Guide for 2026
Mississippi Bankruptcy Exemptions 2026: Your Complete Guide to Protecting Assets
Missouri Bankruptcy Exemptions: Protect Your Assets in 2026
Montana Bankruptcy Exemptions: A Comprehensive Guide for 2026
Nebraska Bankruptcy Exemptions: Protecting Your Assets in the Cornhusker State (2026 Edition)
Nevada Bankruptcy Exemptions 2026: Your Guide to Protecting Assets
New Hampshire Bankruptcy Exemptions: A Comprehensive Guide (2026 Edition)
New Jersey Bankruptcy Exemptions 2026: A Comprehensive Guide
New Mexico Bankruptcy Exemptions 2026: Your Complete Guide to Protecting Assets
New York Bankruptcy Exemptions: A Comprehensive Guide (2026 Edition)
North Carolina Bankruptcy Exemptions: Your Guide to Protecting Assets in 2026
North Dakota Bankruptcy Exemptions: A Comprehensive Guide for 2026