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Bankruptcy Attorneys in Lowell, MA

Find qualified bankruptcy attorneys in Lowell. Compare Chapter 7 and Chapter 13 lawyers. Free consultations available.

41 attorneys listed
Pop. 115,554

41 Bankruptcy Attorneys in Lowell, MA— Showing 24 of 41

Andrew C. Taing
Unverified
4.7(131)

Andrew C. Taing

Andrew C. Taing

Lowell, Massachusetts
9.4/ 10Superb

Andrew C. Taing is a dedicated bankruptcy attorney based in Lowell, Massachusetts, where he assists individuals and businesses facing financial challenges. He focuses his practice on bankruptcy and debt relief matters, guiding clients through complex legal processes. Andrew is committed to helping clients achieve a fresh financial start and secure a more stable future.

Bankruptcy & Debt
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Beaton Law Firm
Unverified
4.9(10)

Beaton Law Firm

Beaton Law Firm

Lowell, Massachusetts
9.8/ 10Superb

Beaton Law Firm is dedicated to assisting individuals and businesses in Lowell, Massachusetts, and the surrounding areas with their bankruptcy needs. The firm focuses on providing comprehensive legal guidance through the complexities of bankruptcy law. Beaton Law Firm helps clients navigate their options to achieve financial relief and a fresh start.

Bankruptcy
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Bratton & Springer
Unverified
4.9(94)

Bratton & Springer

Bratton & Springer

Lowell, Massachusetts

Bratton & Springer is a dedicated bankruptcy law firm located in Lowell, Massachusetts. The firm focuses exclusively on bankruptcy matters, assisting individuals and businesses facing financial challenges. Bratton & Springer helps clients navigate the complexities of bankruptcy law to achieve lasting financial relief.

Bankruptcy
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Credentials Not Verified

Christa L. Emerson

Christa L. Emerson

Lowell, Massachusetts

Christa L. Emerson, founder of Christa L. Emerson in Lowell, Massachusetts, is dedicated to guiding individuals and businesses through complex financial challenges. Focusing her practice on bankruptcy and debt relief, she provides comprehensive legal services to clients seeking a fresh start. Ms. Emerson assists clients in navigating the legal process to achieve financial stability and peace of mind.

Bankruptcy & Debt
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Credentials Not Verified

Christa L. Emerson, Attorney at Law

4.3(6 Google reviews)
Lowell, Massachusetts
8.6/ 10Excellent

Christa L. Emerson, Attorney at Law, located in Lowell, Massachusetts, provides legal services focused on bankruptcy law. The firm assists individuals and businesses navigating financial challenges by offering guidance through the bankruptcy process. Christa L. Emerson, Attorney at Law helps clients pursue effective strategies for achieving financial relief and a fresh start.

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Credentials Not Verified

Christa L. Emerson, Attorney at Law

Christa L. Emerson, Attorney at Law

4.3(6 Google reviews)
Lowell, Massachusetts
8.6/ 10Excellent

Christa L. Emerson, Attorney at Law, provides dedicated legal representation to individuals and businesses in Lowell, Massachusetts, and the surrounding areas. Her practice focuses exclusively on bankruptcy law, guiding clients through the complexities of Chapter 7 and Chapter 13 filings. Ms. Emerson is committed to helping her clients achieve financial relief and a fresh start.

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Consumer Bankruptcy Relief Center
Unverified
4.9(254)

Consumer Bankruptcy Relief Center

Consumer Bankruptcy Relief Center

Lowell, Massachusetts
9.8/ 10Superb

Consumer Bankruptcy Relief Center provides dedicated legal assistance to individuals and businesses in Lowell, Massachusetts, and the surrounding areas. The Center focuses exclusively on bankruptcy law, guiding clients through complex financial challenges. They are committed to helping clients achieve lasting financial relief and a fresh start.

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Forghany Law P.C.
Unverified
5.0(59)

Forghany Law P.C.

Forghany Law P.C.

Lowell, Massachusetts
10.0/ 10Superb

Forghany Law P.C. is a dedicated bankruptcy law firm located in Lowell, Massachusetts. The firm focuses on guiding individuals and businesses through the complexities of bankruptcy proceedings. Forghany Law P.C. is committed to helping clients achieve financial relief and a fresh start.

Bankruptcy
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Francisco J. Rosa
Unverified
5.0(11)

Francisco J. Rosa

Francisco J. Rosa

Lowell, Massachusetts
10.0/ 10Superb

Francisco J. Rosa is a bankruptcy attorney based in Lowell, Massachusetts, dedicated to assisting individuals and businesses with their financial challenges. He focuses his practice on bankruptcy and debt relief, guiding clients through complex legal processes. Francisco helps clients navigate their options to achieve a fresh financial start.

Bankruptcy & Debt
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George C Malonis, PC
Unverified
5.0(13)

George C Malonis, PC

George C Malonis, PC

Lowell, Massachusetts
10.0/ 10Superb

George C Malonis, PC, is a dedicated bankruptcy attorney based in Lowell, Massachusetts. He focuses his practice on assisting individuals and businesses navigate complex financial challenges. George C Malonis, PC helps clients achieve financial relief and a fresh start through effective legal strategies.

Bankruptcy
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Holmes Law Offices
Unverified

Holmes Law Offices

Holmes Law Offices

Lowell, Massachusetts

Holmes Law Offices is a bankruptcy law firm located in Lowell, Massachusetts. The firm is dedicated to guiding individuals and businesses through the complexities of bankruptcy proceedings, offering comprehensive legal counsel and representation. Holmes Law Offices assists clients in achieving financial relief and a fresh start through effective debt resolution strategies.

Bankruptcy
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John C. Geary
Unverified
4.8(51)

John C. Geary

John C. Geary

Lowell, Massachusetts
9.6/ 10Superb

John C. Geary is a dedicated bankruptcy attorney based in Lowell, Massachusetts, providing comprehensive legal services to individuals and businesses facing financial challenges. He focuses his practice on bankruptcy law, guiding clients through Chapter 7 and Chapter 13 filings. Mr. Geary is committed to helping clients achieve financial relief and a fresh start.

Bankruptcy & Debt
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Joy Danielle Hotchkiss
Unverified
5.0(92)

Joy Danielle Hotchkiss

Joy Danielle Hotchkiss

Lowell, Massachusetts
10.0/ 10Superb

Joy Danielle Hotchkiss, based in Lowell, Massachusetts, focuses her practice on bankruptcy and debt relief. She assists individuals and businesses navigating complex financial challenges, guiding them through the bankruptcy process. Hotchkiss is dedicated to helping her clients achieve a fresh financial start and regain control of their economic futures.

Bankruptcy & Debt
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Law Office of Louis S. Haskell
Unverified
4.9(254)

Law Office of Louis S. Haskell

Lowell, Massachusetts
9.8/ 10Superb

The Law Office of Louis S. Haskell is a bankruptcy law firm located in Lowell, Massachusetts, dedicated to assisting individuals and businesses facing financial challenges. The firm provides comprehensive legal services focused on bankruptcy proceedings, offering guidance through Chapters 7, 11, and 13. The Law Office of Louis S. Haskell helps clients navigate the complexities of bankruptcy law to achieve financial relief and a fresh start.

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Law Office of Louis S. Haskell
Unverified
4.9(254)

Law Office of Louis S. Haskell

Law Office of Louis S. Haskell

Lowell, Massachusetts
9.8/ 10Superb

The Law Office of Louis S. Haskell provides dedicated legal representation to individuals and businesses in Lowell, Massachusetts, and surrounding areas. Focusing exclusively on bankruptcy law, the firm guides clients through complex financial challenges. Louis S. Haskell helps clients explore their options for debt relief and achieve a fresh financial start.

Bankruptcy
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Todd D. Beauregard
Unverified
4.4(69)

Todd D. Beauregard

Law Office of Todd D. Beauregard

Lowell, Massachusetts
8.8/ 10Excellent
30 yrs exp.

Primary practice area: Bankruptcy & Debt. Avvo Rating: 8.4/10 (Excellent). 30 years of experience. Bar admissions: Massachusetts (1995). Awards: 10 Best 2015 in Client Satisfaction - 2015.

Bankruptcy & DebtChapter 7 BankruptcyChapter 11 Bankruptcy+1 more
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Law Office of Todd D. Beauregard, PC
Unverified
4.4(68)

Law Office of Todd D. Beauregard, PC

Law Office of Todd D. Beauregard, PC

Lowell, Massachusetts

The Law Office of Todd D. Beauregard, PC, located in Lowell, Massachusetts, focuses its practice on bankruptcy law. The firm assists individuals and businesses navigating complex financial challenges. The Law Office of Todd D. Beauregard, PC is dedicated to helping clients achieve effective financial relief and a fresh start.

Bankruptcy
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Law Offices of David P. LiBassi
Unverified
4.6(5)

Law Offices of David P. LiBassi

Law Offices of David P. LiBassi

Lowell, Massachusetts

The Law Offices of David P. LiBassi provides dedicated legal representation to individuals and businesses in Lowell, Massachusetts, and the surrounding areas. Focusing exclusively on bankruptcy law, Attorney LiBassi assists clients in navigating complex financial challenges. He is committed to helping clients achieve a fresh start and secure lasting financial relief through effective and personalized legal strategies.

Bankruptcy
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Credentials Not Verified

Law Offices of Mayte Ramos

Law Offices of Mayte Ramos

3.9(14 Google reviews)
Lowell, Massachusetts

The Law Offices of Mayte Ramos provides dedicated legal representation to individuals and businesses facing financial challenges in Lowell, Massachusetts, and the surrounding areas. Attorney Ramos focuses her practice exclusively on bankruptcy law, guiding clients through Chapter 7 and Chapter 13 proceedings. She is committed to helping clients understand their options and achieve a fresh financial start.

Bankruptcy
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Louis Steven Haskell
Unverified
4.9(254)

Louis Steven Haskell

Louis Steven Haskell

Lowell, Massachusetts NACBA
9.8/ 10Superb

Louis Steven Haskell is the founder of Louis Steven Haskell in Lowell, Massachusetts, where he focuses his practice on bankruptcy and debt matters. He represents individuals and businesses facing financial challenges, guiding them through the complexities of bankruptcy law. Mr. Haskell is dedicated to helping his clients achieve financial relief and a fresh start.

Bankruptcy & Debt
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Marcotte Law Firm LLC
Unverified
4.4(71)

Marcotte Law Firm LLC

Marcotte Law Firm LLC

Lowell, Massachusetts
8.8/ 10Excellent

Marcotte Law Firm LLC, located in Lowell, Massachusetts, focuses its practice on bankruptcy law. The firm provides comprehensive legal guidance to individuals and businesses navigating complex financial challenges. Marcotte Law Firm LLC is dedicated to helping clients achieve lasting financial relief and a fresh start.

Bankruptcy
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Credentials Not Verified

Mary Catherine Connell

Mary Catherine Connell

Lowell, Massachusetts

Mary Catherine Connell, located in Lowell, Massachusetts, focuses her practice on bankruptcy and debt matters. She guides individuals and businesses through the complexities of bankruptcy proceedings, offering strategic counsel and dedicated representation. Mary Catherine Connell helps clients achieve financial relief and a fresh start.

Bankruptcy & Debt
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Massachusetts Low Cost Bankruptcy Center
Unverified

Massachusetts Low Cost Bankruptcy Center

Massachusetts Low Cost Bankruptcy Center

Lowell, Massachusetts

Massachusetts Low Cost Bankruptcy Center, located in Lowell, Massachusetts, focuses its practice exclusively on bankruptcy law. The Center provides dedicated legal guidance to individuals and businesses navigating complex financial challenges. Massachusetts Low Cost Bankruptcy Center assists clients in achieving financial relief and a fresh start through effective bankruptcy solutions.

Bankruptcy
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Credentials Not Verified

Merrimack Valley Legal Services

Merrimack Valley Legal Services

4.3(14 Google reviews)
Lowell, Massachusetts

Merrimack Valley Legal Services, based in Lowell, Massachusetts, focuses its practice on bankruptcy law. The firm provides dedicated legal counsel to individuals and businesses navigating complex financial challenges. Merrimack Valley Legal Services is committed to helping clients achieve financial relief and a fresh start through effective legal strategies.

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Showing 24 of 41 attorneys in Lowell

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Economic Context

Above Avg

Lowell, Massachusetts has an above-average unemployment rate. Financial hardship indicators suggest elevated demand for bankruptcy counsel.

4.1%
unemployment · April 20260.5pp ↓ vs March 2026

Household Financial Profile · ACS 2023

$76k

Median household income

$36k

Per capita income

$395k

Median home value

44.0%

Homeownership rate

15.3%

Poverty rate

Means test note: The Chapter 7 means test compares your income to Massachusetts's median household income of $76k. If your household income is below this threshold, you likely qualify for Chapter 7 without further calculation.

About Bankruptcy in Lowell

Understanding Bankruptcy Options in Lowell, MA

For residents of Lowell, Massachusetts, facing financial difficulties can be overwhelming, especially given the city's unique economic challenges. With a population of approximately 115,554 and a median household income of $76,205, many families strive to maintain financial stability. However, a poverty rate of 15.3% indicates that a significant portion of the community may struggle with debt and financial hardship. Bankruptcy can offer a crucial path to relief and a fresh start.

Lowell residents typically consider two primary bankruptcy options: Chapter 7 and Chapter 13. Each serves different financial situations and goals, and understanding them is essential to making an informed decision.

Chapter 7 Bankruptcy in Lowell

Chapter 7 bankruptcy, often called "liquidation bankruptcy," allows individuals to discharge most unsecured debts, such as credit card balances and medical bills. This option is ideal for those with limited income who cannot afford to repay their debts. In Massachusetts, Chapter 7 filings require passing a means test to determine eligibility.

  • Discharge most unsecured debts quickly
  • May require selling non-exempt assets to pay creditors
  • Typically completed within 3 to 6 months

Learn more about Chapter 7 in Massachusetts.

Chapter 13 Bankruptcy: A Reorganization Plan

Chapter 13 bankruptcy is designed for individuals with a steady income who want to keep their property and repay debts over time. This option involves creating a repayment plan lasting three to five years, allowing debtors to catch up on secured debts like mortgages or car loans while managing unsecured debts.

  • Helps stop foreclosure and repossession
  • Allows repayment of debts in manageable installments
  • Requires proof of stable income and a feasible repayment plan

Explore more about Chapter 13 in Massachusetts.

Economic Factors Impacting Bankruptcy in Lowell

Lowell's local economy, with a median home value of $395,100, reflects the city's mixed economic environment. While some residents enjoy a comfortable living, the 15.3% poverty rate highlights economic disparities that can contribute to financial distress. Factors such as job market fluctuations and rising living costs may increase the likelihood of bankruptcy filings.

Understanding these local economic pressures can help residents better assess their financial situation and decide whether bankruptcy is the right option for them.

How Lowell Residents Can Get Help

If you are considering bankruptcy in Lowell, it is crucial to seek professional advice to navigate the complex legal process. A qualified attorney can help you understand your rights, choose the best bankruptcy chapter, and protect your assets.

Additionally, there are resources available to assist you:

Taking the time to learn about your options and local resources can provide peace of mind and a clearer path to financial recovery.

Bankruptcy FAQ for Lowell, Massachusetts

Common questions about filing for bankruptcy in Lowell, Massachusetts, including costs, attorney fees, and the filing process.